A Chicago resident has been killed in a car crash that occurred at Racine and Garfield Blvd. on the South Side, according to the Chicago Tribune. The collision occurred on February 8, 2009 at around 9:30 am.
The victim, age 65, was driving southbound on Racine when his car was struck by a driver that was westbound on Garfield who allegedly ran a red light. The impact caused the victim’s vehicle to hit a pole.
The at fault driver, a Hoffman Estates resident, was ticketed with running the light and failure to yield. The accident was investigated by the Chicago Police Department.
In this type of case, the family of the victim has the right to bring a civil claim against the at fault driver. Hopefully the defendant has a significant insurance policy, as this was a terrible accident that resulted in the death of a driver.
Unfortunately, most drivers do not carry enough insurance to cover a serious loss. The State of Illinois only requires drivers to have $20,000 in auto insurance, which is not nearly enough to help the family of a victim to start to recover from a difficult loss.
The best way to protect yourself against a driver with minimal insurance, or no insurance, is to acquire a good auto insurance policy for yourself and your family members. You might be surprised to find how little it may cost to go from a smaller insurance policy to a larger one with significant uninsured and underinsured motorist coverage.
If you or a loved one has been involved in a serious accident, contact Abels & Annes for a free consultation.